What Is Equity-Indexed Universal Life Insurance

Equity Indexed Life Insurance is a type of universal life insurance that consists of two components: your insurance and your cash value. Just like other types of universal life insurance like variable universal insurance, equity-indexed universal life insurance is very flexible and you can customize your premium and death benefits to meet your needs. Equity Indexed Life Insurance But equity-indexed universal life insurance is unique...Read More

Variable Universal Life Insurance Vs Universal Life Insurance

If you have decided on permanent life insurance, you might be considering choosing between variable universal life insurance and universal life insurance. Here is what you need to know about these two types of permanent life insurance. Cash value Both universal life insurance and variable universal life insurance allows you to build up cash value in your policy. Also, you are free to invest the...Read More

Variable Universal Life Insurance Vs Guaranteed Universal Life Insurance

Making a choice between variable and guaranteed universal life insurance can be daunting if you don’t have all the facts. In this article, we compare these two universal life insurance policies so that you can make informed decisions. Premiums With variable universal life insurance, premium is not fixed. You can decide the amount of premium you want to pay and at what times you want...Read More

Variable Universal Life Insurance Vs Equity Indexed Insurance

It can be overwhelming to choose between variable universal life insurance and equity indexed life insurance. We hope the comparisons between these life insurance in this article will help you make a befitting choice. Premium Like variable universal life insurance, equity indexed life insurance gives you the option of modifying the payment of your premiums. So when you get either variable universal life insurance or...Read More

Whole Life Insurance Vs Universal Life Insurance

Now that you have decided that you want permanent life insurance, the next step is obviously to select the type that will be best for you. Hopefully, this article will help you make an informed choice about the most suitable permanent life insurance to buy. Premium This is the major difference between whole life and universal life insurance policy. With whole life insurance, your premium...Read More

Universal Life Insurance

Universal life insurance is a type of permanent life insurance that comes with an insurance component and a saving component known as cash value. In fact, experts believe that it is an excellent alternative to whole life insurance since the amount of premium you will pay is very flexible. Like variable universal life insurance, universal life insurance allows you to use to invest your cash...Read More

Pros and Cons of Universal Life Insurance

Universal life insurance is a type of permanent life insurance which you can use to help your beneficiaries when you are no more. But is it the right insurance policy for you? To answer that question, consider the following pros and cons of universal life insurance. Pros Flexibility: Universal life insurance offers you immense flexibility. You can decide to pay a low premium when you...Read More

Pros and cons of Equity-Indexed Universal Life Insurance

It is true that many people do not understand how equity-indexed universal life insurance works. To learn more about it, we advise you to click here. But if you already know the basics of equity-indexed universal life insurance, here are some of the pros and cons. Pros Financially rewarding: Equity-indexed universal life insurance is even more financially rewarding than term life insurance. Regardless of the...Read More

Frequently Asked Questions about Universal Life Insurance

Looking to purchase a universal life insurance policy but scared that it may not turn out to be all you hoped? Here are some of the frequently asked questions about this policy to help you make up your mind. What is universal life insurance all about? Universal life insurance allows you a whole lot of flexibility with your premiums and death benefit. Unlike other policies,...Read More