Top Prescription Medication That Could Affect Your Life Insurance Application

It is not uncommon for life insurance companies to ask their clients which medication they have taken since the date they were diagnosed of any health challenge. They do this in order to determine your risk level. And many people are not aware that their prescription drugs could affects their premium rates or play a major role in their life insurance application. That said, let’s...Read More

The Truths About Lying on Your Life Insurance Application

Our findings have shown that during the underwriting process, a few potential life insurance policyholders lie about their income, medical history, current medication, health status, and their smoking and drinking habits. They engage in this practice to get approval or to get a lower quote. If you are ambivalent whether you should lie to life insurance underwriters or tell them the truth about your lifestyle...Read More