What is Participating Life Insurance

Participating life insurance is a type of permanent insurance policies that offer dividends to policyholders. These dividends are paid annually and are not fixed most times. More so, they depend on the amount of profit earned by the insurance company. For instance, if John buys a participating life insurance policy from State Farm Insurance and the insurance company have surplus earnings that year, State Farm...Read More

Participating Life Insurance Vs. Non-Participating Life Insurance

If you are just hearing the term participating life insurance or non-participating life insurance, you are not alone. This guide will help you make informed decisions regarding which one is good for you and your loved ones. Dividends Participating life insurance is an insurance policy that allows you to receive part of the surplus earnings of your life insurance provider. On the other hand, non-participating...Read More